Costa Rica Real Estate Information center

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These pages are produced by Costa Rica Retirement Vacation Properties.  This area has been designed to inform Costa Rica Real Estate buyers of the many aspects of purchasing Real Estate and living in Costa Rica. You will find nformationon the Central Valley, Central Pacific, South Pacific, North Pacific, Caribbean and Arenal
 
 
 
 
 
 

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PARTING THOUGHTS AND ADVICE
Personal Safety in Costa Rica

 

Living in Costa Rica is much safer than residing in most large cities in the United States or Latin America, but you should take some precautions and use common sense to ensure your own safety. Remember, you should be careful in any third-world country.

According to an August edition of USA Today, Costa Rica is one of the five safest places in the world for women travelers. Only Amsterdam and Thailand are safer.

In Costa Rica, the rate for violent crimes is very low, but there is a problem with theft, especially in the larger cities. If you are from a quiet rural town in the United States, you will probably find Costa Rica has more crime. If you are from a large city like Newark, you will think you are in heaven in Costa Rica.

Thieves tend to look for easy targets, especially foreigners, so you cannot be too cautious. Make sure your house or apartment has steel bars on both the windows and garage. The best bars are narrowly spaced because some thieves use small children as accomplices, as they can squeeze through the bars to burglarize your residence or open doors.

Make sure your neighborhood has a night watchman if you live in the city. Some male domestic employees are willing to work in this capacity. However, ask for references and closely screen any person you hire. Also, report suspicious people loitering around your premises. Thieves are very patient and often case a residence for a long time to observe your comings and goings. They can and will strike at the most opportune moment.

You should take added precautions if you live in a neighborhood where there are many foreigners. Thieves associate foreigners with wealth and look for areas where they cluster together. One possible deterrent, in addition to a night watchman, is to organize a neighborhood watch group in your area. If you leave town, get a friend or other trustworthy person to house-sit.

Mountain areas offer some spectacular views and tranquility but are less populated and usually more isolated. This makes them prime targets for burglars and other thieves. We have a friend who moved to a beautiful home in the hills, but was burglarized a couple of times. Out of desperation he had to hire a watchman and buy guard dogs. Unfortunately, a few weeks later he was robbed while doing an errand in town. This is the down side to living off the beaten path.

If you are really concerned about protecting your valuables, you would be better off living in a condominium complex or an apartment. Both are less susceptible to burglary due to their design and the fact that, as the saying goes, there is safety in numbers.

Private home security patrols can provide an alarm system and patrol your area for a monthly fee. A few companies here specialize in security systems for the home and office. Some even offer very sophisticated monitored surveillance systems. You should contact ADT at 257-7373 if interested in one of these services. We just installed a complete ADT security system in our home in Heredia for less than $600.

The National Insurance Institute offers insurance policies that protect your home against burglary. However, the coverage is limited to certain items; there are stipulations, a lot of paperwork involved and there is a 10 percent deductible on the value of stolen items. All items must be listed as well as their serial numbers. Premiums run from 1 to 1.5 percent of the total on the list depending on where you live. Homes in more secure areas receive the lower rates. Less protected homes in remote areas have higher rates. If your home is to be unoccupied for more than 48 hours, it must be placed under the care of a guard and you must notify the insurance company one week in advance.

According to world crime statistics the probability of losing your car in good old safe North America is a mere 750 percent greater than in Costa Rica. Nevertheless, if you own an automobile, you should be especially careful. Thieves can pop open a locked trunk and clean it out in a few minutes. Make sure your house or apartment has a garage with iron bars so your car is off the street.

When parking away from your house, always park in parking lots or where there is a watchman or cuidacarros. He will look after your vehicle for 100 colones (about 20 U.S. cents) or whatever change you have handy when you park on the street. It is not difficult to find watchmen since they usually approach and offer their services as soon as you park your car.

Never park your vehicle or walk in a poorly lit area. Avoid walking alone at night and during the day, and stay alert for pickpockets. Pickpockets like to hang around bus stops, parks and crowded marketplaces, especially the Central Market (between Calles 6 and 8, Avenidas. 1 and Central).

Here are some safety tips:

  1. Dress simply.
  2. Never flaunt your wealth by wearing expensive jewelry or carrying cameras loosely around your neck because they make you an easy mark on the street. Keep a good watch on any valuable items you may be carrying.
  3. Find a good way to conceal your money and never carry it in your back pocket. It is best to carry money in front pockets. It is also a good idea to always carry small amounts of money in several places rather than all your money in one place. If you carry large amounts of money, use traveler's checks.
  4. Be very discreet with your money. Do not flash large amounts of money in public. When withdrawing cash at the bank, ask the cashier to count the money again slowly; it is not advisable to count it again in front of others. Every time you finish a transaction in a bank or store, put away all money in your purse or wallet before going out into the street. Carry a single credit card and at least 10,000 colones. Don't carry bank credentials unless you are thinking of effecting some banking or another movement
  5. Don't show your cellular telephone in the street. Should the cellular ring and you are walking in the street, stick to the wall, look both ways, answer and ask the person calling to ring back later.
  6. Always look at the hands and eyes of anyone walking towards you, if they have their hands in their pockets, it is possible they are carrying a weapon.
  7. Never carry any original documents, such as passports or visas. Make a photocopy of your passport and carry it with you at all times. The authorities will accept most photocopies as a valid form of identification.

Avoid the dangerous parts of San José, especially the area near the Coca-Cola bus terminal and the Zona Roja south of Parque Central. Keep alert. Be aware of who is around you and what they are doing. Thieves often work in teams. One will distract you while the other makes off with your valuables. Never accept help from strangers and or business propositions or other offers from people you encounter on the street. Never pick up hitchhikers.

Men should also watch out for prostitutes who are often expert pickpockets and can relieve the unsuspecting of their valuables before they realize it. Men, especially when inebriated or alone, should be careful or avoid the Gringo Gulch area in the vicinity of Morazán Park, the Holiday Inn and the Key Largo Bar. Many muggings have been reported in this area at night.

If you are a single woman living by yourself, never walk alone at night. If you do go out at night, be sure to take a taxi or have a friend go along.

White-collar crime exists in Costa Rica, and a few dishonest individuals Americans, British, Canadians, Costa Ricans and other nationalities included are always waiting to take your money. Just because he or she speaks good English does not make the individual a good person. Over the years, many unscrupulous individuals have set up shop here. We have heard of naive foreigners losing their hardearned savings to ingenious schemes. Con men prey on newcomers. One crook bilked countless people out of their money by selling a series of non-existent gold mines here and abroad. The guy is still walking the streets today and dreaming up new ways to make money.

One dangerous breed of animal you may encounter are a few foreigners between 30 and 60 years of age who are in business but do not have pensions. Most such people are struggling to survive and have to really hustle to make a living in Costa Rica. In general, they are desperate and will go to almost any means to make money. They may even have a legitimate business but most certainly try to take advantage of you to make a few extra dollars. Most complaints we hear concerning people being ripped off are caused by individuals who fit this description.

On your first trip to Costa Rica you will probably be besieged by con- artists anxious to help you make an investment. Be wary of blue ribbon business deals that seem too good to be true, or any other get-rich-quick schemes i.e. non-existent land, fantastic sounding real estate projects, phony high-interest bank investments or property not belonging to the person selling it. If potential profit sounds too good to be true, it probably is.

Always do your homework and talk to other expats before you make any type of investment. There seems to be something about the ambience here that causes one to trust total strangers. The secret is to be cautious without being afraid to invest. Before jumping into what seems to be a once-in-a-lifetime investment opportunity, ask yourself this question: Would I make the same investment in my hometown?

Do not do anything with your money in Costa Rica that you wouldn't do at home. A friend and long-time resident here always says jokingly when referring to the business logic of foreigners who come to Costa Rica: When they step off the plane they seem to go brain-dead.

Most people in Costa Rica are honest, hard-working individuals. However, do not assume people are honest just because they are nice. Remember, it does not hurt to be overly cautious.

If you are robbed or swindled under any circumstances, contact the police or the O.I.J. (Organización de Investigación Judicial), a special, highly efficient investigative unit like the FBI (Avenidas 8 and 10, Calles 15 and 17, in the middle building of the court-house complex, 295-3271). The O.I.J. has 20 more offices around the country. All of them are open 24 hours a day.You may also want to contact the Ministry of Public Security, (Ministerio de Seguridad Pública) at 2274866. You may not recover your money, but you may prevent others from being victimized.

Despite all this talk of safety and crime Costa Rica is still one of the safest countries in the world. The firm AON Corp. in its study The Risk of Terrorism Worldwide, ranks Costa and a handful of other countries as the safest in the world. You may find Costa Rica crime statistics at: http://www.rohan.sdsu.edu/faculty/rwinslow/namerica/ costa_rica.html.

Handguns - Death of a Friend or Loved One - Life as an Expatriate and Cultural Diferences - M.R.T.A. Overseas Adaptability Test - 23 Things Every Prospective Expatriate Should Know - Costa Rica Movers Checklist - Residency Check List - Frequently Asked Questions - Indispensable Sources of Information - Discussion Groups - Useful Websites - Suggested Reading - Important Spanish Phrases and Vocabulary - Tiquismos - Important Phone Numbers - Governmental and Autonomous Institutions - Zip Codes by City - Index - Notes

Information herein is authorized through the courtesy of Christopher Howard, author of the best selling Costa Rica information source, The Golden Door to Retirement & Living in Costa Rica.Please be aware that all information herein is protected by COPYRIGHT © and misuse of it will carry a penalty by law.

For the full text and to have a handy fingertip guide you may purchase the book in it's entirety. Please see links throughout this site.
 


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